Make sure the roof over your head is covered, as well as all the contents inside.
As enlightening (or scary) as the statistic that only 1 in 4 passenger cars on SA roads are insured, so is the fact that most people don’t know at all how much they have invested in the contents of their home. The value of an average suburban household in a middle income suburb in Gauteng could easily have contents such as furniture, appliances, soft furnishings, sports equipment and jewellery to the value of over R300,000. Yes, you read that right, probably more than the value of the average car! Probably easier to steal too if you are broken into when away on holiday or at work.